FLYER'S NOTE: August 2019

HUBRISONE, is a mobile app that will completely revolutionise the dynamics between the cryptocurrency and the banking sector. At present there is little to no trust between traditional banking and cryptocurrency users. We plan to fuse traditional banking with cryptocurrency, and deliver these services to the masses through an open, honest and fully trustworthy infrastructure, which is easy to use and easy to understand by new entrants into the cryptocurrency market and veterans alike.

HUBRISONE, is a cryptocurrency wallet and traditional fiat bank account combined into a powerful, intelligent,regulated and compliant digital Apple and Android app. We are focused on merging the benefits of these two powerful industries, seamlessly. We have designed HUBRISONE to be easy to use, secure and intelligent. HUBRISONE is more than just a digital cryptocurrency friendly bank account. It's a statement to the world that we believe cryptocurrencies are here to stay and they should be taken seriously.

Our mission is to become the connector between the old world offinance and banking to the new world of cryptocurrencies.

In a new, secure,regulated and user-friendly way.

Increasing Cryptocurrency Adoption

The HUBRISONE app will increase the adoption rate through our cryptocurrency integrated digital banking accounts.By presenting a familiar banking solution with cryptocurrency integration, we will slowly increase adoption and gain users at the same time.

Hubris Wealth Management Solutions

HUBRISONE allows users to consolidate their new and existing portfolios under one roof whilst maintain their fund management company. We’re simplifying wealth management solutions for our users by incorporating data powered insights and analytics, a vast breadth of investment finance products, from cryptocurrency indexes to traditional S&P global index and more:
• Withdraw or add funds directly from your HUBRISONE bank account in seconds.
• Access third-party funds and wealth managers using the Hubris Token.

Third Party Open Marketplace

We’re introducing the HUBRISONE open partner marketplace to connect our users to other blockchain and non-blockchain service providers and to increase and improve our scope of service offerings. Connecting great services and solutions to willing customers, users and investors Think about a comparison website when you are traveling or when booking a hotel. This is a similar structure and concept that would be applied. These additional services can and only will be available to Hubris Token holders.

Freemium Model

HUBRISONE will offer basic digital current accounts services for free in addition to other services. However, a fee will be charged per month for additional premium services.

By giving away the basic product for free it is easier to attract users and create a strong customer base. Some key benefits we see are: Customer acquisition, marketing effect via word of mouth and network effect, the more people that use HUBRISONE the more people it will attract.

Hubris Token Reward for User Sign up

The second key strategic acquisition channel we see as being effective and significant is leveraging the native HUBRISONE cryptocurrency tokens (HBRS) which will be used as a reward (among other uses) for each customer that signs up with HUBRISONE.

By rewarding users to sign up with our Hubris Token, we incentivise and reward new users to join and share. This will increase the rate of our customer acquisition, and significantly increase the growth rate of our customer base via organic network and marketing effect.

Funding Proceeds: Distribution

Development (40%)

Research and continuous development, processing, design and testing expenses for the Access all account support directly from the HUBRISONE app. We will contract and in some cases, hire onto the HUBRISONE team the best HUBRISONE app and experienced developers within the fintech industry

Operations (20%)
The operational costs are, in most cases, fixed costs associated with most businesses,Personalized and tailored for you and your this includes office expenses, global contact agents to service the bank accounts,account needs salaries for the HUBRISONE employees and team, exhibition expenses for promotion, travel, human resources expenses and subscriptions for SaaS solutions for day to day running of HUBRISONE.

Marketing (20%)
We will implement an aggressive social media strategy, due to the mass appeal of our product we have allocated 20% of proceeds to acquire new users. We will primarily execute online social media and platform ads in order to efficiently track ROI.

Security Infrastructure (15%)
Due to the sensitivity of our digital banking solution, we will need to implement the strictest security and compliance standards. Therefore, we will recruit experienced compliance, security and regulatory specialists on-board the team. The team at HUBRISONE understands the importance of creating a secure trusted alternative digital banking solution.

Tokens Partnerships (5%)
Partnerships will be key to our business model, and as a result, we will create a headcount (recruit) of two business development and partnerships managers to ensure we partner with the best blockchain and non-blockchain service providers to join our Open Partner Platform.

HubrisOne Our Roadmap

For More Information :

Website : www.hubrisone.com

Telegram : https://t.me/hubrisonebounty

IOS Link : https://apps.apple.com/za/app/hubrisone/id1447229687

Android Link : https://play.google.com/store/apps/details?id=com.nettechnocrats.hubrisone.hubrisone

Twitter : https://twitter.com/hubrisone/

ANN : https://bitcointalk.org/index.php?topic=5039930.0

Authors : Tellysa

Bitcointalk's Profile : https://bitcointalk.org/index.php?action=profile;u=1898514

For the "LUCEM" fund to operate effectively we need Aw areness- donations are not required to help Human compassion and an understanding of why we are creating the fund. The trust of people willing to help bring lught, and access to medical equipment, to children anywhere in the world We understand that trust is a very important aspect, so we are releasing a produsct that will be backed by diamonds.

LUCEM AND STORES

We advertise and attract customers to their stores for free. According to our calculations: between 100,000 and 300 millionpeople will use our platform at the project 's launch Registration will be absolutely free until 2019Each business that registers and meets the criteria to be in "HBP" (honest business partner) automatically becomes a "LUCEM" project participant, and can boldly consider them selves a charityThe most important thing for stores and companies during the currency's initial stage is that we (CCOH-ISKRA's creators) will redeem ISKRA from stores for fiat money which automatically protects the store or companyIn simpler terms, we will pay stores for diamonds We believe in ISKRA, and this is our win.

OUR PLATFROM'S BEEFITS

1.The buyer sets the direction and course

2. No obtrusive smart advertising. Giants like Google, Facebook, eBay, Amazon, etc. are watching, listening, and analyzing your queries, conversations, likes and clicks. And then they advertise to you. They call it smart advertising (bots even analyze the location of your mouse cursor)Thanks, but that 's not efficient

3.The customer himself can make a request and get the desired result and price in 3 simple clicks, without analyzing gigabytes of advertisements

4. The customer receives responses from several sellers directly, without overpaying interm ediaries. On top of that, all sellers will be checked for "HBP" (honest business partner) compliance. Businesses
get a huge number of customers looking for their specific goods

5. No fee for clicks or promotion!!! Just match customer 's request

6. Priority for answering first is given to, BUT NOT EXCLUSIVELY TO, merchants with the best transaction ratings, prices, term s, and quality. But, that doesn't prevent him from ranking lower if another merchant is better

7. The client will receive the best offers and decide which he prefers

8. The platform opens new opportunities for bothlarge and sm all businesses to cooperate. It 's no secret that diamond prices vary between large and small businesses. It 's very difficult for a small business to get into diamond exchanges.

A modern way of a charity

Traditional methods of donating to charities using bank or credit cards, mobile payments, bank transfers, and cash deposits are far from riskless. There is no guarantee that your contribution will actually go toward the goal.ISKRA allows us to maintain transparency in the foundation’s activities.

When you purchase our tokens, your investment is protectedby the value of diamonds. At the same time, you are effortlessly helping the foundation.With ISKRA your contribution to the foundation is guaranteed and at the same time your investment is protected.

THE PROBLEMChildren need new methods for receiving help.

LUCEM team saw a need to make a difference in solving the social issue of children in need. For charity, we can and should take advantage of new technologies.The LUCEM team was the first to see
an opportunity to improve the fundraising process using digital technology.

THE SOLUTIONLucem of Hope Community The foundation is a decentralized platform where every user can propose a project. You chose whom to help and how. LUCEM uses cryptocurrency with the goal of donating it to a charity.