WisePass - Lifestyle Cryptocurrency Platform

Our Mission At WISEPASS, our goal is to ensure our members always have a good time through the technology that we’re building. From choosing a place to eat, enjoying a cup of coffee at Starbucks or drinks with some friends at a trendy bar, we aim to build the best recommendation platform of the future. Our approach to lifestyle For WISEPASS, lifestyle means to have a good time. From that specific credo, we ask ourselves everyday if selecting each individual partner will match consistently with our definition. When we started with drinks, we realized that having a good time can be many different things. We listened carefully to our members to know what they wish they could get on WISEPASS in order to decide about the direction to take anytime we add a new service. Why creating a cryptocurrency? As of now, we have yet to see a product on the market that is truly able to connect the crypto world with tangible products and services that you can consume everyday. By building our own cryptocurrency we believe that WISEPASS can become the main bridge between cryptocurrencies and the real economy. The aim is to become global, armed with the funds collected during the token sale and through rapid expansion both in terms of services and geography. The company has built a fastpaced roadmap for expansion in order to succeed

Stakeholders 

There 5 major stakeholders: users, shareholders, venues, brands and partners. Users are people using the WISEPASS platform and our token. Shareholder’s have an equity stake in WISEPASS. As our investors they help us develop the business by providing capital and guidance while expecting a return on investment. Below we take a closer look at our venues, brands and partners. Venues WISEPASS has developed long-lasting relationships with the leading HORECA dining and entertainment venues in Southeast Asia. As the amount of venues offered on our platform grows, use cases for developing a cryptocurrency economy become clearer.

Brands 

Including premium wine, liquor, and coffee brands from around the globe, the product offerings on the WISEPASS app are expanding daily. To name a few, our spirit selection currently includes:

Partners 

Over the past two years we have developed long-lasting partnerships with leading companies in the entertainment, fitness, and HORECA segments to make our product offering even more enticing.

WISEPASS’ Solutions WISEPASSfor Partners Usually apps and businesses that try to partner with restaurants, hotels, and bars ask for a commission or a fee. An example of this is TabbedOut, a popular payment app for restaurant and bars whose main revenue stream relies not only on commission but also a monthly recurring fee charged to the establishments using their platform1 . Consequently, the partnership stipulations eat up the partners margins for the promise of a spike in sales. WISEPASS is an app where partners get traffic and sales without charging fees or a commission. WISEPASS buys directly from the partners. Period. That preserves the partners margin and makes the relationship truly sustainable. WISEPASS for Brands Brands selling in the HORECA segment (five-star hotels, restaurants, bars, and clubs) have a really hard time measuring the effectiveness of their marketing spend. They do events and partnerships and the process is usually labor intensive without a clear measure of how effective the campaign was. 

In fact, according to HubSpot’s 2017 State of Inbound Report, proving the ROI of marketing activities and generating traffic and leads are the leading marketing challenges for companies today. This has led marketing departments to become increasingly data driven2 . With WISEPASS, brands can set aside a specific amount of money and get a guaranteed, quantifiable ROI quickly across multiple countries and markets. Every marketer dreams of putting brands on a platform and cost effectively reaching a large number of qualified users in multiple countries with a significant amount of sales within a short amount of time. That is the vision of WISEPASS—to build a platform that seamlessly makes life easier for users, brands, and marketers. WISEPASSfor Consumers Whenever people in cities want to grab lunch or go out to have a good time, there’s the eternal question of where to go. The problem becomes even more complex when they are in another country for business and they must dig through Facebook and TripAdvisor for venues that might not even be relevant to them. Of course there are apps in existence such as Yelp and FourSquare which provide user-generated recommendations for restaurants and venues, however these apps can merely perpetuate the existing problem of having too many options to choose from. With WISEPASS, the app will offer personalized recommendations for every user based on their use history, time of day, gender, age, location and purpose. 

These data points will be used to ensure the highest relevance to the end user in every city they end up in. As the user base grows and gets updated daily in real-time, WISEPASS will become indispensable as a lifestyle tool for the modern man or woman. Cryptocurrency adaptation We have yet to see a service successfully implemented to the market that allows for cryptocurrency investors to use these earnings to seamlessly purchase tangible products and services in the real world. Using Ethereum’s blockchain technology, WISEPASSwill revolutionize the process of purchasing items with cryptocurrencies through the utility of PASS tokens which can purchase items to be consumed in everyday life. Currently, there are ICO’s such as REQ which promise to apply cryptocurrencies in real world application however this is a payment system that requires merchants to first be willing to accept cryptocurrencies. It is also gambling on the possibility that companies such as Amazon will replace their current PayPal model for this new untested technology3. WISEPASS is different in that we are operating in the here and the now. We are buying the products from our partners using either fiat or cryptocurrencies and this allows our users a guarantee that their purchases will be accepted. WISEPASS members will be able to utilize their PASS tokens at certified Wispass merchants (merchants or companies that are part of the WISEPASS membership platform) to purchase the items they wish. This is just the first step before we begin developing the technology that will allow ‘uncertified’ merchants to accept PASS tokens as a form of payment. 

A similar technology in the works is Crypterium, a decentralized cryptobanking system, which promises to be more cost and time effective than the current banking system4. Ripple, or xrp is another cryptobanking service that similarly focuses on a payment system that utilizes cryptocurrencies as an alternative to traditional fiat currencies5. These companies are focused on technology. WISEPASS is different in that we are currently focused on creating the supply - the necessary business development needs. This is our primary focus as we utilize our existing technology for the time being before we begin implementing our developments in large scale systems. Another differentiating factor that we have chosen to focus on that is mentioned above will be our recommendation system using our algorithm to ensure that individual members have a unique and personalized experience based on their previous uses and other related information deemed valuable in this process. This is a departure from the services to be offered by crypto-currency such as Ripple and Crypterium in that our system will not only allow our users to purchase items using our PASS tokens but our system will identify the probable wants and needs of each individual consumer.

Token Launch 

To participate in the Token Private Sale, prospective contributors will need to visit ico.wisepass.co/ps where they will be required to be whitelisted for the Token Sale. Once the Know You Customer (KYC) is completed and the contributors are on the whitelist, they will receive a Simple Agreement for Future Tokens (SAFT) that needs to be electronically signed before they can receive the Private Sale ETH address to send their contribution. For the Pre-Sale and the remaining public sales, token buyers will be using the Coss.io platform to participate. PASS tokens will be distributed at the end of the Token Sale on the Coss.io platform where contributors will be able to withdraw them to any ERC-20 compatible wallet or start trading them on the Coss.io platform. WisePass reserves the right to reject any potential PASS token purchaser.

 Official Website: ico.wisepass.co

Token Sale Structure 

• Instrument: PASS 

• Hard Cap: Equivalent of 15,000 ETH 

• Soft Cap (Minimum Raise): If less than the equivalent of 1,000 ETH in proceeds have been received by the Token Sale End Date (the “Minimum Raise”), then all funds raised will be returned to participants (less applicable transaction costs). Any refunds due to failure to meet the Minimum Raise will be refunded within a reasonable period of time from the Token Sale End Date; 

• Total Token Supply: 1,000,000,000 PASS (One Billion PASS Tokens) 

• Token Sale Supply: 214,000,000 PASS (two hundred and fourteen million PASS tokens) are allocated to the Token Sale

Budget Allocation Overview 

The proceeds from the Token Sale will be mainly used to improve our current platform, develop its blockchain and cryptocurrency transactional platform, rapidly expand our operations in the region and globally, and for marketing purposes. The following chart illustrates how we will allocates the proceeds.

Use of Funds

• IT Development: we are building a strong AI with our developers in order to improve the relevance of our user recommendation system on the iOS and Android apps. The constant stream of updates will help us to refine the UX and work on gathering more and more data points. Simultaneously, we will be building and implementing the blockchain transactional platform. 

• Marketing: the team is working on driving up awareness and eventually driving traffic to partners of 50,000 visits monthly through a combination of global partnerships and online advertising platforms within Q1 2021 across 30 cities. 

• Expansion: - Business Development: We will hire more staff locally to reach more than 10,000 venues. Local knowledge is key for this process and we need people with the right connections that have taste and can understand the ethos of WISEPASS. - Account Management: To handle the volume of partners we will onboard on WISEPASS, we are hiring a local team of account managers to grow and nurture each key account and ensure we can provide the best service possible. 

• Admin & Ops: we are working to streamline the process of onbarding vendors through tech automation and a team of four people to process +10,000 transactions monthly in Singapore. 

• Tactical Fund: To be used for Acquisitions, Financial Investments and as a Development Fund. The goal is to enhance WISEPASS’ revenue streams and ensure it is the leading lifestyle platform in Asia.

• Corporate Sales: Our biggest customers are currently large corporations so we will invest in an international sales team to increase our revenue across the region. We’ve realized that our sales increase faster as we expand into new countries. 

• WISEPASS: We are currently hiring a global legal firm in order to work on Intellectual Properties, incorporation into each country as a Wholly Foreign Owned Entity and to perfect the Terms and Conditions with our End Users.

Conclusion

Blockchain technology is set to change the world in dramatic ways, and WISEPASS is fully committed to adapting to and innovating within the blockchain space. We believe that the F&B and Lifestyle services industries are the next sectors to be disrupted by these emerging technologies, and that secure point-of-sale transactions for real goods and services will be essential to this transformation. We envision a future where having a good time is simple, personalized, and decentralized, and believe that blockchain technology is a key opportunity to help fulfill that vision. In the end, a blockchain is just a decentralized database that is more reliable. It requires less trust between human beings to transact because they can rely more on technology. That peace-of-mind is part of what we include in our definition of having a good time. As the Fourth Industrial Revolution begins, it’s clear to us that the global economy will begin moving more and more toward the blockchain. The question is now more about which player will take over each industry and how fast they will take over that industry. We at WISEPASS are more than ready to change how the lifestyle services industry works in Asia and beyond. Along with our partners, investors, advisors, team members, and most importantly our users, Wisepass is poised to jump headfirst into the new era of innovation and disruption, and are excited to have the blockchain community along for the ride.

FOR MORE INFORMATION :

Website      : http://ico.wisepass.co/

#WisePass #WisePassICO #ICO #Tokensale

Authors : Tellysa

Username Telegram : @tellysa2206

Bitcointalks's Profile :https://bitcointalk.org/index.php?action=profile;u=1898514

PAYGINE OPEN FINANCIAL PLATFORM

PAYGINE is a financial platform designed to offer cryptocurrency-related services to both individuals and businesses, allowing for easier, faster, and less expensive currency transactions in a variety of usage scenarios. In short, PAYGINE is designed to help consumers and businesses use cryptocurrency as simply and conveniently as any other currency, in everyday life. For individuals, PAYGINE allows people to quickly, easily, and securely:

• Maintain wallets in both fiat currencies (USD, EUR, RMB, etc.) and cryptocurrencies (BTC, ETH, etc.) with the ability to convert funds between them

• Transfer cryptocurrency to and from a bank card

• Pay in retail shops and online stores using their cryptocurrency

• Carry out worldwide, cross-border transfers of any currency with minimal costs

For the business user, PAYGINE allows retailers to accept cryptocurrency as a payment for goods and services at their place of business or online storefronts, and then automatically convert those payments into the currency of their choice.

Creating such a powerful payment and exchange platform from scratch would require major amounts of both time and money in research, development, and testing. However, PAYGINE is licensed to utilize Pay Engine Limited technologies and products, which already have undergone years of successful development and testing and have a proven track record of successful real-world use and support. By leveraging the existing technology solutions created by Pay Engine Limited, PAYGINE will avoid the growing pains and get right down to business. Pay Engine Limited is an international payment processing company founded in April 2012 in the United Kingdom. Its founders included experts from the banking sector, who brought a wide range of experience to the company, including successful projects implemented at American Express, SEB, Bank St-Petersburg, Sberbank, Renaissance Credit, ABN-AMRO and RBS. Pay Engine Limited is the owner of the Best2Pay brand.

In 2014, working together with Visa and MasterCard, Best2Pay developed and launched the Best2Transfer platform. Best2Transfer allows bank customers to repay loans instantly using a Visa or MasterCard credit card issued by any bank. The Best2Transfer platform services were first launched by Home Credit Bank, a leader in the consumer loans market. Today, Best2Pay services are used by finance and technology businesses, e-commerce, and beyond, to service more than 1.5 million clients every month, with a portfolio of more than $18 billion in serviced loans, with the number of end-customers increasing by an average of 34% per month. The Best2Transfer platform was recognized by The National Banking Journal as the product of the year for banks in 2015.

The Best2Pay service offers many advantages over competitors, including:

• Speed & Simplicity: clients can start accepting online payments in just one day

• Safety & Security: Best2Pay has a Level 1 certificate of compliance with international PCI DSS security requirements

• Cost Efficiency: Best2Pay is the only participant in Visa International’s “Bill Payments” program, enabling us to reduce the cost of the transaction interchange fee by 42.8%

PAY ENGINE LIMITED & BEST2PAY9

The Best2Pay service also already includes the provision of information on transactions in the formats of the merchant’s accounting system, the calculation of the commission at the time of payment, SMS (text message) invoicing, IVR (telephone) payments; payment using social networks and instant messenger networks, and more. Best2Pay currently works with more than 50 clients, including banks and other financial services companies. With the Best2Pay platform, tech

With the Best2Pay platform, technologies, and business experience, much of the groundwork has already been developed and tested. With a proven backbone already in place, it is time for the next step: bringing the existing technology together with new innovations in cryptocurrency.

That step is PAYGINE .

Best2Pay – a market leader in online repayment of loans

2015–2017 revenue per month, repayment of loans, and peer-to-peer transfers

(USD, millions)

Why Cryptocurrency?

Cryptocurrency and the innovative blockchain technology behind it are more than passing fads or investments. They help democratize banking and exchange services, making them available to billions of people around the world who are currently not serviced by the existing banking and financial system. With cryptocurrency, no central bank is required. Instead, users can directly exchange currency, goods, or virtually anything of value with other users. Such an exchange is:

• Digital. It does not require physically mailing documents , titles, or satchels of cash.

• Instant. Much like sending an e-mail, the transaction can be transmitted world-wide in seconds.

• Secure. The military-grade encryption used by the system renders it unhackable.

• Worldwide. It is available to anyone, anywhere.

• Non-discriminatory. No central authority can block access or transactions. The possibilities are truly endless, and the advantages are clear. Money can be traded, spent, saved, or used instantly, between friends sitting across a table or strangers from different corners of the Earth. No government can prevent rebels or charities from exchanging and using cryptocurrencies within their borders, nor can they prevent people from taking their funds with them and using them throughout the world—no border searches will detect or confiscate cryptocurrencies. No banks can pick and choose which customers are allowed to open an account, or which countries or regions are worthy of having a bank

branch; instead, anyone with a computer or smartphone can access the system.

CRYPTOCURRENCY & BLOCKCHAIN

On more practical and mundane levels, the ease of digital conversion and worldwide transmission of cryptographic assets enables easy commerce and trade. No more worrying about exchanging cash (at terrible exchange rates) at each airport, or finding traveler’s checks, or finding an ATM that takes your bank card, or finding a merchant that accepts your credit card—and wondering what the foreign exchange fee will be. Instead, by using a virtual wallet on your smartphone, you can securely “carry” your assets with you anywhere you go, and use them anywhere you shop, all instantly and with very low fees. That is the promise of cryptocurrency, and it is only the beginning.

Cryptocurrency Problems & Obstacles

Cryptocurrencies have many advantages over the traditional banking system. Some of the traditional banking system’s barriers and shortcomings that are overcome by cryptocurrency include:

• The possibility of governmental and oligarchic influence;

• Difficulties of companies and entrepreneurs in different countries and regions in reaching mutual settlements;

• Slow speed of transaction processing, currently not meeting the requirements of online business;

• Inflation;

• Lack of transparency; and

• Higher cost of services compared to cryptocurrencies. 

Despite the obvious advantages of cryptocurrency, traditional banks are leery of this new form of currency, and many often restrict and limit cryptocurrency transactions, refuse to open accounts utilizing cryptocurrencies, and refuse to work with businesses that utilize cryptocurrency, even when all anti-money laundering (AML) and anti-terrorism (CFT) requirements are met. According to a study conducted at the University of Cambridge, the biggest challenge preventing the majority of companies from providing payment services based on cryptocurrency is the establishment and maintenance of contractual relations with banks and money transfer operators.

CRYPTOCURRENCY & BLOCKCHAIN

Companies who provide such services say that their main barrier is the high costsof ensuring compliance with regulatory requirements. Taking into account the complexity of the regulatory requirements for cryptocurrencies and the high rate at which they change, the task of maintaining and demonstrating compliance with these requirements is complex and very costly. Clamping down on money laundering and tax evasion are currently major focuses of the banking sector. Their abundance of caution in this regard has caused banks to classify legitimate operations as dubious without a valid reason, simply because they were associated with the use of cryptocurrency. It is easier for the vast majority of banks to block an account or transaction dealing with cryptocurrency than to try and understand the essence of the operation. In such cases, the account gets blocked without a practical way of challenging the decision. Challenging a bank for blocking an account can take more than a year, often without concrete results.

We believe that the solution for this problem is obvious: owning and managing

banks that allow clients to store and use cryptocurrencies, while ensuring strict

compliance with anti-money-laundering and anti-terrorism requirements.

Summary of PAYGINE Functionality Cryptocurrency & Blockchain Technology

Put simply, PAYGINE will allow both individuals and businesses to maintain wallets that hold a mix of their preferred fiat currencies and cryptocurrencies, with easy conversion between them; to use a bank card to buy whatever they want online or in stores around the globe (and allow sellers to accept such payments); and to transfer their money to or from any other user in the world instantly and securely. The PAYGINE blockchain—or rather,Paygine Distributed Ledger Technology (DLT)—provides transparent and secure interaction of the platform’s participants. PAYGINE will use blockchain technology in the following ways:

• Building PAYGINE DLT, a decentralized ledger, to register all transactions in the system. All PAYGINE participants receive unique PAYGINE -ID identifiers.

• The information is available only to participants involved in the transaction and to the platform administrator (arbitrator). The transaction receives a unique code in the system, which can be used to obtain detailed information on the operation in real time. The use of blockchain technology makes it possible to monitor the information’s invariability and its safety at the network nodes available on different continents.

• Implementing basic application program interfaces (APIs) for accessing PAYGINE DLT services. Using the PAYGINE -ID, the client can interact with PAYGINE  DLT using the API provided. At the first stage, the client will have access to information on his or her own transactions and publicly disclosed information (exchange rate, reference, information, etc.).

Timeline and Stages of Development

The development of the PAYGINE platform will take place in three Stages: entering the European market, entering the US market, and increasing transactions by opening additional branches in southeast Asia and the U.S.

Stage 1

will consist of replicating and adapting existing technologies and services that are successfully operating (the Best2Pay platform) to the European market, under the new Paygine brand. The current

API will be refined and the foundation for the development of new services will be established.

STAGE 1, PHASE 1

This stage will include identifying, selecting, and integrating with a new European partner (a financial institution). This will enable us to provide services to PAYGINE clients immediately after completing the first stage of the development. We anticipate that PAYGINE 'S clients will be various fin-tech and cryptocurrency entities, which we refer to as “clients.” The clients of our clients—who can be individuals as well as entities—are referred to as “customers.”

PAYGINE : THE SOLUTION

Services available at this stage will include:

• E-invoicing;

• International card to card money transfers;

• Transfers from card to account, loans repayment, direct debit;

• International card payments (mass payments, payroll);PAYGINE : THE SOLUTION 28

• Peer-to-peer service for private individuals in three modes:

• Customers are registered on the platform and directly pay for the services of contractors (service provider) from their accounts;

• Contractors (service providers) register on the platform and directly collect money for their goods or services from customers, and then deposit collected funds to their own accounts or cards;

• Secure transactions can be made using the platform: funds are debited from the customer’s account and held (similar to an escrow account). After the successful completion of a transaction, the funds are transferred to the contractor, if the transaction fails, they are returned to the customer.

• Fraud detection.

FOR MORE INFORMATION :

WEBSTIE : https://www.paygine.com/

WHITEPAPER :https://www.paygine.com/assets/helpers/files/en.pdf

AUTHORS: TELLYSA

BITCOINTALK PROFILE : https://bitcointalk.org/index.php?action=profile;u=1898514

CHANGENOW cryptographic Digital Currency

Presently Token is the first token made by moment trade stage.

Presently Tokens will fill in as an inside money on CHANGENOW, it will be the basic methodto list new coins and tokens onour administration. As CHANGENOW becomes to a great degree quick, the tokens will be in an extraordinary request. 

CHANGENOW is the trading of cryptographic forms of money in which you can switch secretly with digital currencies. Rather than trading cryptresources with different clients, you pay CHANGENOW for purchasing crypto transformations for your benefit (or you purchase CHANGENOW from your pool). You pay for the administration, yet you can secretly trade a boundless number of cryptographic forms of money. 

CHANGENOW will charge a commission of 0.5%. You can exchange many crypto changes, despite the fact that Bitcomune and Etherium are particularly well known. 

CHANGENOW announces the majority of the accompanying capacities: 

*Secrecy: CHANGENOW does not store your own data, so you don't have to make a record on the stage before you trade cryptographic forms of money. 

*Usability: you can store your own particular digital currency in return or purchase cryptography with your Visa or Mastercard. 

*Reasonable: CHANGENOWcases to pick the best conversion scale for you. All charges are unmistakably demonstrated before the trade. 

CHANGENOW charges an expense of 0.5%. They don't list some other expenses. It appears that the board is consequently added to the swapping scale that you pay Based on this installment data,CHANGENOW appears an extremely aggressive cost. 

How does CHANGENOW function?

Here is the fundamental well ordered with which CHANGENOW works :

Stage 1) Choose your digital currency : you can pick the bitmoan trade for Ethereum, for instance, or fiat for cryptography in any sum. Starting from the drop menu, you select the coveted crypto assignment.

Stage 2) Enter your satchel address : enter your wallet and afterward click "Next". On the off chance that you don't have a tote, CHANGENOW will interface you to the stage to make a wallet.

Stage 3) Confirm: check all the data and snap "Affirm".

Stage 4) Deposit : CHANGENOW will produce a store address for you, and you send a store to this address.

Stage 5) Getting coins : CHANGENOW guarantees to locate the best wager from one of the ten coordinated trades. Your exchange will be handled and you will get your coins in the satchel goal. All through the procedure, there is no requirement for KYC, email or passwords. There are no long enrollment forms, there are no records and there are no limitations.

Who is behind CHANGENOW?

CHANGENOW claims that its improvement group comprises of "a group of experienced engineers of blockers, by and by, particular data about the group, for instance, the names or area of the workplace isn't recorded on the official site.

Security issues

Centralization is taken after nearly by security issues. Several tasks that store client stores are at dangers of being hacked. Additionally, notwithstanding being as mindful to systems as conceivable and extremely precautious by and large, these ventures can at present experience the ill effects of the human mistake or then again innovation disappointments. Notwithstanding every one of the endeavors there is a great deal of room for potential ruptures furthermore, mistakes that can prompt misfortunes of awesome measures of cash. ChangeNOW is worked with idealize security as an objective and has experienced different infiltration tests. In addition, we look to limit plausibility of human blunder by drawing in the best innovations of decentralized world. 

We are determined to proceeding with along these lines while keeping our guidelines as high as could be allowed. 

You need to purchase, offer or exchange digital forms of money, however would prefer not to manage accounts and checking KYC on the trade? ChangeNOW needs to help. You pay an excellent conversion scale for CHANGENOW administrations, yet you can namelessly purchase, offer or exchange crypto-credits. The administration appears to merit regard and is intended for basic utilize. It likewise charges an expense of just 0.5%. 

Why utilize NOW Tokens 

Utilizing NOW Tokens, our customers will get better trade rates and quickened bolster. More than that, our clients will get some uncommon offers for accomplices benefits and additionally an selective chance to utilize settle rate trades. Along these lines, NOW Token will turn out to be exceptionally esteemed and well known. 

We will give our accomplices better subsidiary conditions, for example, greater income share and less payout impediments. Also, they will get posting and including of new coins and tokens for trades. More than that, we consider consuming aggregate sum of NOW tokens to half over the span of 3 a long time, leaving 100MM remaining. With a specific end goal to actualize it, we'll devastate all NOW tokens spent for administrations on CHANGENOW. 

We maintain whatever authority is needed to arrange a purchase in an

far-fetched instance of the first calendar of token consume not being met. 

*Eventually, NOW Tokens are required to be in an awesome request. 

ICO 

1 NOW ≈ 0.2 USD 

*Market Cap40 000 USD 

*Tokens Amount 

200 000 NOW 

*Airdrop 60 000 NOW 

*Abundance Campaign 

4 000 NOW 

Group Roman Lapin​, CEO, has 12+ long periods of advancement encounter on the edge with administration aptitudes. He has fabricated 2 advancement organizations starting with no outside help. Has more than two a long time in involvement in blockchain and cryptographic forms of money. 

His experience enables him to enhance ChangeNOW benefit day by day while building the most convenient trade interface ever. 

https://www.linkedin.com/in/romalapin/

Sergey Sokratilin​, Product Manager. Having a degree in material science, Sergey has some splendid aptitudes in item administration. This extraordinary blend enables Sergey to enhance CHANGENOW every day. The group calls him basically Socrates. Olga Rytikova​, Marketing Manager. Has 8 long stretches of involvement in Marketing and PR.

Energetic about development, she is a specialist on the most recent patterns and advancements in promoting. Solid investigative aptitudes combined with imaginative reasoning enables her to contribute toward client procurement and development of the organization.

https://www.linkedin.com/in/olgarytikova/

Dwindle Sergeev​, Lead Developer, is a blockchain aficionado, he has involvement in programming advancement for a long time utilizing the assortment of dialects and advances, for example, Ruby on Rails, Elixir and NodeJs. His Blockchain encounter is: building Block Explorers, working with RPC conventions of numerous monetary standards, working different trades API and markets information (cryptocompare, coinmarketcap and so forth.).

https://github.com/toothfairy

Denis Kulikov​, Full Stack Developer, with 3+ long periods of involvement in the blockchain business. His Blockchain encounter is: building Block Explorers, working with RPC conventions of different monetary forms, assembled web light wallet, working various trades API and markets information (cryptocompare, coinmarketcap and so forth.). He is additionally sharp of photography, which enables him to

approach the every day errands with an inventive curve.

https://github.com/altingTeam

Roman Lapin​, CEO, has 12+ long stretches of advancement encounter on the edge with administration abilities. He has manufactured 2 improvement organizations without any preparation. Has more than two a long time in involvement in blockchain and digital forms of money. His experience enables him to enhance CHANGENOW benefit day by day while building the most convenient trade interface ever.

https://www.linkedin.com/in/romalapin/

Sergey Sokratilin​, Product Manager. Having a degree in material science, Sergey has some splendid aptitudes in item administration. This remarkable blend enables Sergey to enhance CHANGENOW every day. The group calls him basically Socrates.

Olga Rytikova​, Marketing Manager. Has 8 long stretches of involvement in Marketing and PR. Energetic about development, she is a specialist on the most recent patterns and innovations in showcasing. Solid diagnostic aptitudes combined with imaginative reasoning enables her to contribute toward client obtaining and development of the organization.

https://www.linkedin.com/in/olgarytikova/

Diminish Sergeev​, Lead Developer, is a blockchain devotee, he has involvement in programming advancement for a long time utilizing the assortment of dialects and innovations, for example, Ruby on Rails, Elixir and NodeJs. His Blockchain encounter is: building Block Explorers, working with RPC conventions of various monetary forms, working different trades API and markets information (cryptocompare, coinmarketcap and so on.).

https://github.com/toothfairy

Denis Kulikov​, Full Stack Developer, with 3+ long stretches of involvement in the blockchain business. His Blockchain encounter is: building Block Explorers, working with RPC conventions of numerous monetary forms, constructed web light wallet, working various trades API and markets information (cryptocompare, coinmarketcap and so forth.). He is likewise sharp of photography, which enables him to approach the every day assignments with an imaginative wind.

https://github.com/alting

Video :https://www.youtube.com/watch?v=l9jOJk30eQs

Website: https://changenow.io

White Paper: https://changenow.io/tokens?utm_source=BountyANN

Facebook: https://www.facebook.com/ChangeNOW.io

ANN: https://bitcointalk.org/index.php?topic=2911172

Twitter: https: // twitter. com / ChangeNOW_io

Telegram: https://t.me/NOWtoken_Bounty

Authors: tellysa

My Bitcoin Profile : https://bitcointalk.org/index.php?action=profile;u=1898514